Terms of Service

By accessing gearandguard.com, users agree to be bound by the terms and conditions set forth in this document. These terms apply to all visitors, regardless of whether they submit any information or request through the site.

If any provision within these terms is unacceptable, use of the site should be discontinued immediately. Continued access following review of this document constitutes agreement to all included provisions.

This site is intended for informational and quote-request purposes related to auto insurance coverage. The following restrictions apply to all visitors:

• Content on gearandguard.com may not be reproduced, distributed, or used commercially without prior written permission
• Automated scraping, crawling, or data extraction is prohibited without explicit authorization
• Use of the site for any unlawful purpose or in any manner that could damage, disable, or impair the platform is not permitted

The following activities are strictly prohibited when using gearandguard.com:

• Misrepresenting identity or submitting false, inaccurate, or misleading information through any form
• Attempting to gain unauthorized access to any system, server, database, or account associated with the site
• Using the site or any data obtained from it to engage in spam, phishing, or unsolicited outreach
• Violating any applicable federal or state law in connection with use of the site or its services

Information presented on gearandguard.com is provided on an as-is basis without warranties of any kind, either express or implied. No guarantee is made regarding the accuracy, completeness, or fitness of the content for any specific purpose.

Coverage availability, pricing, and eligibility vary by state and individual circumstances. Information on this site does not constitute a binding offer or guarantee of coverage. Prospective customers should consult with a licensed representative for specific guidance.

GearAndGuard shall not be held liable for any indirect, incidental, consequential, or punitive damages arising from the use of this site or reliance on any content presented herein.

This limitation applies regardless of whether the possibility of such damages was known in advance and extends to loss of data, loss of revenue, or any other business interruption resulting from access to or inability to access this site.

Any disputes arising from use of this site or the services described herein are subject to binding arbitration under applicable rules. By using this site, visitors waive the right to participate in any class action lawsuit or class-wide arbitration related to any claim or controversy.

Arbitration proceedings shall take place in the jurisdiction applicable to the state of Virginia, unless otherwise required by governing law. Each party shall bear its own costs unless the arbitrator determines otherwise.

These terms of service may be revised at any time without prior notice. The effective date displayed at the top of this document will reflect the most recent version. Continued use of gearandguard.com following any such changes constitutes acceptance of the updated terms.

Visitors are encouraged to review this page periodically to remain informed of any modifications. Questions about the current terms may be directed to the contact information provided below.